Archive for the ‘Legal’ Category

Annual Credit Report: Enables You to Understand Your Financial Position

asked: Megan

The New Credit Card Law – "Deep N Debt" Reporting

William J. Rose asked: Last year, I opined that the new federal consumer credit card protection law would result in higher fees and charges from the Banks, designed to increase revenue in the face of the act’s more restrictive consumer protection provisions.That prediction is now confirmed.I got a phone call last night from a trusted [...]

What You Don’t Know About Identity Theft Can Hurt You

A Dazhan asked: Having your identity stolen can create many headaches. Learn about some of the ways it can lead to a real pain for you and your wallet:-If an identity thief steals a credit or debit card the consumer may be liable for as little as $0-$50, depending on the particular situation. Some consumers [...]

Identity Theft Tips

Clyde Blaco asked: You can help protect yourself from identity theft if you have the right tools and tips. You need to make sure that you have all the right information so that you are not unknowingly putting yourself at risk for identity theft. You must be attentive, careful, and realize what actions must be [...]

Protect Your Credit Rating From Identity Theft – Part 1

Vanessa Doguiles asked: If you’ve ever had your wallet stolen or lost, you understand the trickle of fear that such a discovery produces. Most consumers realize that it’s imperative to call the bank and credit card issuers immediately in order to close those accounts and avoid fraudulent charges. Unfortunately, a great majority of individuals don’t [...]